Texas vs New York child support: which state is higher? (2026)
For a typical middle income family New York's guideline is higher than Texas's. For two children and a paying parent earning $6,000 a month, it is $1,385.25 in New York and $1,239.21 in Texas, and the gap widens when there is child care, which New York adds and Texas does not. At low incomes the order flips: New York's low income rules can bring support far below the Texas amount.
Is child support higher in Texas or New York?
For most middle income families, New York’s guideline is higher. The same two children, with the parent they live with earning $4,000 a month, at a range of incomes for the other parent:
| Other parent's income a month | Texas | New York |
|---|---|---|
| $1,500 | $342.36 | $25.00 |
| $2,500 | $547.61 | $513.25 |
| $4,000 | $848.92 | $923.50 |
| $6,000 | $1,239.21 | $1,385.25 |
| $9,000 | $1,766.83 | $2,077.88 |
| $12,000 | $2,285.21 | $2,770.50 |
| $16,000 | $2,925.00 | $3,218.35 |
| $25,000 | $2,925.00 | $3,476.83 |
Three things drive the difference: the income each state starts from, what each adds on top, and how each treats low and high incomes.
How do Texas and New York calculate child support?
| Texas | New York | |
|---|---|---|
| Law | Texas Family Code § 154.125 | Family Court Act § 413 |
| Whose income | The paying parent’s | Both parents’ combined |
| Income base | Net resources: gross minus federal income tax, Social Security, Medicare, union dues and the children’s health insurance | Gross income minus Social Security and Medicare |
| One child | 20% | 17% |
| Two children | 25% | 25% |
| Three children | 30% | 29% |
| Cap | $11,700 a month of net resources | $193,000 a year of combined income |
| Child care | Not added; a factor for deviating (§ 154.123) | Added and split by income (§ 413(1)(c)(4)) |
The one family worked through both formulas:
Texas: two children, paying parent earning 6,000 a month
In Texas: 2 children; the other parent earns $6,000 a month before tax.
Take off taxes§§ 154.061 and 154.062, net resources
$6,000 gross − $372.00 Social Security − $87.00 Medicare − $584.17 federal income tax = $4,956.83 of net resources a month.
$4,956.83Apply the guideline for 2 children§ 154.125, guideline percentages and cap
$4,956.83 × 25% = $1,239.21.
$1,239.21 a month
New York: the same family
In New York: 2 children; the parent the children live with earns $4,000 a month and the other parent $6,000, before tax.
Take off Social Security and MedicareFCA § 413(1)(b)(5)(vii)(H) and DRL § 240(1-b)(b)(5)(vii)(H), FICA paid
Social Security and Medicare come off each income: the other parent $6,000 − $459.00 = $5,541.00, and the parent the children live with $4,000 − $306.00 = $3,694.00 a month. $3,694 + $5,541 = $9,235 a month. The other parent's share is $5,541 ÷ $9,235 = 60%.
60%Apply the percentage up to the capFCA § 413(1)(b)(3) and (1)(c)(2) and DRL § 240(1-b), percentages and the cap
$9,235 × 12 = $110,820 a year, within the $193,000 cap. 25% × $110,820 = $27,705 a year for both parents. The other parent's share: $27,705 × 60% ÷ 12 = $1,385.25 a month.
$1,385.25 a month
Does the other parent’s income matter in Texas or New York?
Not in Texas: the guideline uses only the paying parent’s net resources. In New York both incomes are combined, but below the cap the paying parent’s share of the combined amount works out to the percentage applied to their own income, so the other parent’s income mainly matters for child care, health insurance and the cap. The same paying parent, earning $6,000 a month, with the other parent earning different amounts:
| Parent the children live with earns | Texas | New York |
|---|---|---|
| $0 | $1,239.21 | $1,385.25 |
| $6,000 | $1,239.21 | $1,385.25 |
| $12,000 | $1,239.21 | $1,340.28 |
How does child care change the comparison?
New York adds reasonable child care costs to the basic amount and splits them by income share (Family Court Act § 413(1)(c)(4)). The Texas guideline does not add child care; child care expenses incurred to keep working are one of the factors a Texas court can consider when deciding whether to depart from the guideline (Texas Family Code § 154.123). With $1,000 a month of child care paid by the parent the children live with:
| State | Guideline model | Support a month | Paid by |
|---|---|---|---|
| Texas | Percentage of net resources | $1,239.21 | the other parent |
| New York | Combined income, up to a cap | $1,985.25 | the other parent |
Which state is higher at low incomes?
Often Texas. New York’s low income rules (§ 413(1)(d)) apply when paying the basic amount would leave the paying parent below the poverty guideline, in which case the basic amount is $25 a month, or below the self-support reserve of $21,546 a year, in which case it is the income above the reserve, at least $50 a month. Texas lowers its percentages when net resources are below $1,000 a month but has no reserve:
| Other parent's income a month | Texas | New York |
|---|---|---|
| $1,000 | $138.53 | $25.00 |
| $1,500 | $273.88 | $25.00 |
| $2,000 | $356.23 | $51.50 |
| $2,500 | $438.08 | $392.49 |
| $3,000 | $518.43 | $470.99 |
Which state is higher at high incomes?
Texas applies its percentage to net resources up to $11,700 a month, and a court may add more for the children’s proven needs (§ 154.126). New York applies its percentage to combined income up to $193,000 a year; above that, the court decides support on the extra income using the factors in § 413(1)(f) and/or the percentage. The figures in the first table for the highest incomes show only the amount up to each cap.
How long does child support last in Texas and New York?
| Texas | New York | |
|---|---|---|
| Usual end | 18 or high school graduation, whichever is later (§ 154.001) | 21 (Family Court Act § 413(1)(a)) |
| Past 18 for a student | While enrolled and meeting attendance requirements (§ 154.002) | Already covered to 21 |
| Disabled child | Support may continue indefinitely (§ 154.001) | Not covered in this guide |
| Modification without proving a change | After three years, if the guideline differs by 20 percent or 100 dollars (§ 156.401) | After three years, or a 15 percent change in either parent’s gross income, unless opted out (§ 451) |
Does custody time change support in Texas or New York?
Neither state’s guideline formula uses the number of days with each parent. In Texas, the amount of time of possession and access is one of the factors for departing from the guideline (§ 154.123). New York’s statute has no shared custody formula; extraordinary visitation expenses are among its deviation factors (§ 413(1)(f)). See how custody time changes support.
What this comparison does not cover
It compares guideline amounts only. It does not cover which state can set or change an order when parents live in different states; see moving to another state and parents in different states. New York City and Yonkers income taxes, Texas medical support and children in more than one household are not modeled. The figures are estimates, not legal advice.
Run your own numbers
This guide's example: in New York, 2 children; the parent the children live with earns $4,000 a month and the other parent $6,000, before tax. The guideline amount is $1,385.25 a month. Change any number in the calculator and every step of the formula updates.
Open this family in the New York calculatorQuestions
Is child support higher in New York or Texas?
For most middle income families, New York. For two children and a paying parent earning $6,000 a month it is $1,385.25 in New York and $1,239.21 in Texas. At low incomes Texas can be higher because of New York's low income rules.
Why is New York child support often higher than Texas?
New York applies its percentages to income before income tax and adds child care and health insurance costs to the basic amount. Texas applies its percentages to income after federal income tax and does not add child care.
Does Texas or New York use both parents' incomes?
New York uses both, splitting a percentage of combined income by income share. Texas uses only the paying parent's income.
How long does child support last in Texas compared with New York?
In New York, parents are chargeable with support of a child under 21 (Family Court Act § 413). In Texas, support runs until 18 or high school graduation, whichever is later, and indefinitely for a disabled child (Texas Family Code § 154.001).
How easy is it to modify an order in each state?
New York allows a modification after three years, or after a 15 percent change in either parent's gross income, unless the parents opted out (Family Court Act § 451). Texas allows one after a material and substantial change, or after three years if the guideline amount differs by 20 percent or 100 dollars (Texas Family Code § 156.401).
Sources
- Texas Family Code chapter 154, Child support (§§ 154.001, 154.062, 154.123, 154.125, 154.126)
- Texas Family Code § 156.401, Grounds for modification of child support
- New York Family Court Act § 413, Parents' duty to support child
- New York Family Court Act § 451, Continuing jurisdiction (modification)
- Figures on this page are computed by the Coparent Math engine with Texas and New York's rules in force on 2 Nov 2026 unless a table says otherwise, from:
- Texas Family Code chapter 154, checked 2 Nov 2026
- Texas OAG revised 2025 tax charts (standard deduction and brackets used), checked 31 Oct 2026
- IRS Rev. Proc. 2025-32 (2026 inflation adjustments), checked 31 Oct 2026
- Social Security Administration: contribution and benefit base, and OASDI and HI tax rates, checked 31 Oct 2026
- Texas OAG 2026 tax charts (net resources cap effective 1 September 2025, in the chart's footnotes), checked 31 Oct 2026
- NY Family Court Act § 413, checked 2 Nov 2026
- NY Domestic Relations Law § 240(1-b), checked 2 Nov 2026
- NY Family Court Act § 416, checked 2 Nov 2026
- NY Courts, CourtHelp: Child Support (who is the custodial parent), checked 2 Nov 2026
- Bast v. Rossoff, 91 N.Y.2d 723, 728 (Court of Appeals 1998), checked 2 Nov 2026
- Baraby v. Baraby, 250 A.D.2d 201, 204 (3d Dept 1998), checked 2 Nov 2026
- Barr v. Cannata, 57 A.D.3d 813, 2008 NY Slip Op 10109 (2d Dept 2008), checked 2 Nov 2026
- Matter of Carlino v. Carlino, 277 A.D.2d 897 (4th Dept 2000), checked 2 Nov 2026
- Rubin v. Della Salla, 107 A.D.3d 60 (1st Dept 2013), checked 2 Nov 2026
- NY Courts: what's new in matrimonial legislation (cap raised from $183,000 to $193,000), checked 31 Oct 2026
- NY OTDA Child Support Standards Chart, LDSS-4515 (Rev. 03/26), checked 31 Oct 2026
- NY OTDA Child Support Standards Chart, LDSS-4515 (Rev. 03/25), archived copy, checked 2 Nov 2026
- HHS ASPE 2025 poverty guidelines, checked 31 Oct 2026
Related guides
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Comparisons
- New York vs Virginia child support: which state is higher? (2026)For most middle income families New York's guideline is higher. For two children with incomes of $4,000 and $6,000 a month it is $1,385.25 in New York and $1,094.40 in Virginia, and New York support runs to 21 rather than 18. Virginia can come out lower still with shared custody, which its formula uses and New York's does not, while at very high incomes Virginia, which has no cap, can be higher.
- Texas vs Virginia child support: which state is higher? (2026)It depends mostly on two things: the income of the parent the children live with, and custody time. Texas looks only at the paying parent's net income, so for two children and a paying parent earning $6,000 a month it is $1,239.21 whatever the other parent earns. Virginia uses both incomes and is $1,094.40 when the other parent earns $4,000, and $258.86 with 182 days a year of shared time. When the parent the children live with has no income, or at very high incomes, Virginia can be higher.
More about Texas and New York
- Back child support (arrears) in New York: interest, enforcement and jail (2026)Back child support (arrears) in New York stays owed: a court cannot reduce or cancel arrears that built up before a modification was asked for (Family Court Act § 451(1)). The court enters a money judgment for the arrears, with interest at the judgment rate of nine percent a year when the default was willful, and the Child Support Program collects through income withholding, driver's and professional license suspension, tax refund intercepts, liens, bank freezes and, above 2,500 dollars, passport denial. A willful violation can mean up to six months in jail, and non-support of a child is a crime under Penal Law § 260.05.
- Back child support (arrears) in Texas (2026)In Texas, every missed child support payment is a final judgment, and the unpaid amount carries simple interest of 6 percent a year until it is paid or confirmed as a money judgment, which then carries the same rate (Texas Family Code §§ 157.261 and 157.265). Arrears can be collected by income withholding, liens, license suspension, federal tax refund intercept and passport denial, and enforced by contempt with jail. A court cannot forgive or reduce confirmed arrears, and the right to collect continues after the child turns 18.
- Child support and your tax refund: the offset rules (2026)Yes. Under 42 U.S.C. § 664, the Treasury withholds a federal tax refund to pay past-due child support that a state child support agency has certified, and sends the money to that state. A case qualifies when at least $150 is owed on support assigned to the state for public assistance, or at least $500 in other cases (45 CFR 303.72). The state must send a notice first that explains how to contest the amount, and a spouse on a joint return can claim their share back with IRS Form 8379.
- Child support when parents live in different statesWhen parents live in different states, the court that sets support applies its own state's law and guideline (Texas Family Code § 159.303). A state can make an order against a parent who lives elsewhere only on one of the jurisdiction bases in the Uniform Interstate Family Support Act (§ 159.201); otherwise the case is heard in the other parent's state, with the two states' child support agencies working together. An order from another state is registered to be enforced, and in Texas the other party has 30 days after notice to contest it (§ 159.605).
- Does 50/50 custody mean no child support? Texas, New York and Virginia (2026)No. In Texas, New York and Virginia, equal time with each parent does not by itself end child support. Only Virginia's guideline uses the number of days: above 90 days a year with each parent, a shared custody formula lowers support, and with equal time the parent who earns more usually pays the difference. Texas and New York apply their usual formula; in Texas, parenting time is a factor a court may weigh to depart from it, and New York's statute has no shared custody formula, but with truly equal time its appellate courts make the parent with the larger income share the paying parent.
- How child support is calculatedEvery state sets a guideline formula in law, and courts apply it unless they find it unjust or inappropriate. The formula takes the parents' income (gross or net, one parent's or both), turns it into a base amount with a percentage or a schedule, adds some costs such as child care and health insurance, and in some states adjusts for parenting time and very low or high incomes. Texas, New York and Virginia each do these steps differently, so the same family gets a different figure in each.