Child support above New York's combined income cap (2026)
New York applies its child support percentages to combined parental income up to $193,000 a year, the cap in force since 1 March 2026. On income above that, Family Court Act § 413(1)(c)(3) leaves the amount to the court, which decides using the factors in paragraph (f) and/or the child support percentage. The cap is not a limit on support: it is the point where the fixed formula stops.
What is the New York child support cap in 2026?
The cap, which the law calls the combined parental income amount, is $193,000 a year. Under Family Court Act § 413(1)(c)(2), the court multiplies combined parental income up to that amount by the child support percentage and splits the result between the parents by income.
The cap applies to both parents’ income added together, after the deductions the statute allows, such as Social Security and Medicare taxes. A family can be above it even when neither parent earns that much alone.
How has the cap changed?
Social Services Law § 111-i(2)(b) sets the amount and raises it on 1 March every two years by the change in consumer prices over the two years before, rounded to the nearest thousand dollars. The Office of Temporary and Disability Assistance publishes it in the Child Support Standards Chart.
| Figure | Value | In force | Source |
|---|---|---|---|
| Guideline percentages | 17% for 1 child, 25% for 2, 29% for 3, 31% for 4 and 35% for 5 or more | from 1 Mar 2025 | NY Family Court Act § 413, checked 2 Nov 2026 |
| Social Security and Medicare | Social Security 6.2% up to $176,100 a year; Medicare 1.45%, plus 0.9% above $200,000 a year | from 1 Jan 2025 to 31 Dec 2025 | Social Security Administration: contribution and benefit base, and OASDI and HI tax rates, checked 31 Oct 2026 |
| Social Security and Medicare | Social Security 6.2% up to $184,500 a year; Medicare 1.45%, plus 0.9% above $200,000 a year | from 1 Jan 2026in force | Social Security Administration: contribution and benefit base, and OASDI and HI tax rates, checked 31 Oct 2026 |
| Combined parental income cap | $183,000 a year | from 1 Mar 2024 to 28 Feb 2026 | NY Courts: what's new in matrimonial legislation (cap raised from $183,000 to $193,000), checked 31 Oct 2026 |
| Combined parental income cap | $193,000 a year | from 1 Mar 2026 to 29 Feb 2028in force | NY OTDA Child Support Standards Chart, LDSS-4515 (Rev. 03/26), checked 31 Oct 2026 |
| Self-support reserve | $21,128 a year | from 1 Mar 2025 to 28 Feb 2026 | NY OTDA Child Support Standards Chart, LDSS-4515 (Rev. 03/25), archived copy, checked 2 Nov 2026 |
| Self-support reserve | $21,546 a year | from 1 Mar 2026in force | NY OTDA Child Support Standards Chart, LDSS-4515 (Rev. 03/26), checked 31 Oct 2026 |
| Poverty guideline for one person | $15,650 a year | from 1 Mar 2025 to 28 Feb 2026 | HHS ASPE 2025 poverty guidelines, checked 31 Oct 2026 |
| Poverty guideline for one person | $15,960 a year | from 1 Mar 2026in force | NY OTDA Child Support Standards Chart, LDSS-4515 (Rev. 03/26), checked 31 Oct 2026 |
A family whose combined income is above both caps gets a higher guideline amount on the capped part after 1 March 2026. For two children with $12,000 and $8,000 a month and $1,000 of child care, the guideline was $2,887.50 a month on 28 February 2026 and is $3,012.50 now.
How is support worked out for income up to the cap?
The same way as for any family: combined income up to the cap, times the percentage, split by income share, plus child care and health costs. Here is the full calculation for the family above:
How New York gets to $3,012.50 a month
In New York: 2 children; the parent the children live with earns $8,000 a month and the other parent $12,000, before tax; child care of $1,000 a month, paid by the parent the children live with.
Take off Social Security and MedicareFCA § 413(1)(b)(5)(vii)(H) and DRL § 240(1-b)(b)(5)(vii)(H), FICA paid
Social Security and Medicare come off each income: the other parent $12,000 − $918.00 = $11,082.00, and the parent the children live with $8,000 − $612.00 = $7,388.00 a month. $7,388 + $11,082 = $18,470 a month. The other parent's share is $11,082 ÷ $18,470 = 60%.
60%Apply the percentage up to the capFCA § 413(1)(b)(3) and (1)(c)(2) and DRL § 240(1-b), percentages and the cap
$18,470 × 12 = $221,640 a year, above the $193,000 cap. 25% × $193,000 = $48,250 a year for both parents. The other parent's share: $48,250 × 60% ÷ 12 = $2,412.50 a month.
$2,412.50Add the share of child careFCA § 413(1)(c)(4), (5) and (d), DRL § 240(1-b)(c)(4), (5), child care and health insurance
60% of the $1,000 of child care the parent the children live with pays is $600.00. $2,412.50 + $600.00 = $3,012.50.
$3,012.50 a month
What happens to child support on income above the cap?
The statute leaves it to the court. Section 413(1)(c)(3) says that where combined income exceeds the cap, the court determines support on the excess “through consideration of the factors set forth in paragraph (f)” and/or the child support percentage. The chart published by the state puts it as: the law permits, but does not require, using the percentages above the cap.
The factors in § 413(1)(f) include:
- the financial resources of both parents and of the child;
- the child’s physical and emotional health and special needs and aptitudes;
- the standard of living the child would have enjoyed if the household had not split;
- the tax consequences to the parents;
- the non-monetary contributions each parent makes to the child’s care;
- the educational needs of either parent;
- a substantial difference between the two parents’ gross incomes;
- any other factor the court finds relevant.
So the outcome can range from the percentage applied to all of the income, to the capped amount alone, to something in between based on the children’s needs. This guide does not predict where a court will land.
What does the calculator show above the cap?
It shows the guideline on the capped income, plus child care and health costs, and says the income above the cap is up to the court. It does not add anything for the excess. The amounts stop rising with income once combined income passes the cap:
| Other parent's income a month | 1 child | 2 children | 3 children |
|---|---|---|---|
| $6,000 | $941.97 | $1,385.25 | $1,606.89 |
| $8,000 | $1,255.96 | $1,847.00 | $2,142.52 |
| $10,000 | $1,518.98 | $2,233.80 | $2,591.20 |
| $12,000 | $1,640.50 | $2,412.50 | $2,798.50 |
| $15,000 | $1,783.15 | $2,622.28 | $3,041.85 |
| $20,000 | $1,960.66 | $2,883.32 | $3,344.65 |
| $25,000 | $2,082.50 | $3,062.49 | $3,552.49 |
| $30,000 | $2,171.17 | $3,192.90 | $3,703.77 |
Does the 2026 cap increase change an existing order?
Not by itself. An order changes only through the court or through a cost of living adjustment by the Child Support Program. A parent can ask the court to modify an order on the grounds in Family Court Act § 451(3), for example three years since the order or a 15 percent change in either parent’s gross income. See the guide to modifying an order.
Is the cap the same as the maintenance cap?
No. Spousal maintenance has its own income cap under a separate law, which also changed on 1 March 2026. This guide covers child support only.
What this guide does not cover
This guide does not cover how courts have applied the factors in particular cases, spousal maintenance, or high-income questions such as private school or college costs (see the health insurance and child care guide for education add-ons). The engine also leaves out these parts of New York’s guideline:
- Deductions from income not modeled: unreimbursed employee business expenses, maintenance paid to a spouse who is not a party, maintenance paid to the other parent (deducted only when the order or agreement provides a child support adjustment for when it ends), child support actually paid for other children, public assistance, SSI, and New York City or Yonkers income taxes (FCA § 413(1)(b)(5)(vii)(A) to (G)).
- Social Security and Medicare are computed as an employee pays them; self-employment tax is not modeled.
- Cash medical support when the children have no health insurance and are on Medicaid or the state child health plan is not modeled. It is capped at 5% of the paying parent's gross income or that parent's income above the self-support reserve, whichever is less (FCA § 413(1)(c)(5)(iii) and (iv)).
- Education costs and child care while the custodial parent looks for work are added at the court's discretion (FCA § 413(1)(c)(6) and (7)); not modeled.
The figures are estimates of the guideline amount. A court can order a different amount, and an existing order only changes when it is modified.
Run your own numbers
This guide's example: in New York, 2 children; the parent the children live with earns $8,000 a month and the other parent $12,000, before tax; child care of $1,000 a month, paid by the parent the children live with. The guideline amount is $3,012.50 a month. Change any number in the calculator and every step of the formula updates.
Open this family in the New York calculatorQuestions
What is the New York child support cap in 2026?
$193,000 a year of combined parental income, in force since 1 March 2026. It applies to both parents' income added together, after the deductions the statute allows, not to one parent's income.
What happens to child support on income above the cap in New York?
The court decides. Under Family Court Act § 413(1)(c)(3) it can apply the child support percentage to some or all of the income above the cap, rely on the factors in paragraph (f), such as the children's needs and the standard of living they would have had, or combine the two.
Is there a maximum child support amount in New York?
No. The cap is the income up to which the percentage is applied automatically, not a ceiling on support.
Does the 2026 cap increase change an existing order?
Not by itself. An existing order changes only through the court, on one of the grounds for modification, or through a cost of living adjustment.
Sources
- New York Family Court Act § 413, subdivision 1, paragraphs (c)(2), (c)(3) and (f)
- New York Domestic Relations Law § 240, subdivision 1-b
- New York Social Services Law § 111-i, subdivision 2 (the combined parental income amount)
- Child Support Standards Chart, LDSS-4515 (Rev. 03/26)
- What's New in Matrimonial Legislation, Court Rules, and Forms (1 March 2026 entry)
- New York Family Court Act § 451, subdivision 3 (grounds for modification)
- Modify Order (modification and cost of living adjustments)
- Figures on this page are computed by the Coparent Math engine with New York's rules in force on 2 Nov 2026 unless a table says otherwise, from:
- NY Family Court Act § 413, checked 2 Nov 2026
- NY Domestic Relations Law § 240(1-b), checked 2 Nov 2026
- NY Family Court Act § 416, checked 2 Nov 2026
- NY Courts, CourtHelp: Child Support (who is the custodial parent), checked 2 Nov 2026
- Bast v. Rossoff, 91 N.Y.2d 723, 728 (Court of Appeals 1998), checked 2 Nov 2026
- Baraby v. Baraby, 250 A.D.2d 201, 204 (3d Dept 1998), checked 2 Nov 2026
- Barr v. Cannata, 57 A.D.3d 813, 2008 NY Slip Op 10109 (2d Dept 2008), checked 2 Nov 2026
- Matter of Carlino v. Carlino, 277 A.D.2d 897 (4th Dept 2000), checked 2 Nov 2026
- Rubin v. Della Salla, 107 A.D.3d 60 (1st Dept 2013), checked 2 Nov 2026
- Social Security Administration: contribution and benefit base, and OASDI and HI tax rates, checked 31 Oct 2026
- NY Courts: what's new in matrimonial legislation (cap raised from $183,000 to $193,000), checked 31 Oct 2026
- NY OTDA Child Support Standards Chart, LDSS-4515 (Rev. 03/26), checked 31 Oct 2026
- NY OTDA Child Support Standards Chart, LDSS-4515 (Rev. 03/25), archived copy, checked 2 Nov 2026
- HHS ASPE 2025 poverty guidelines, checked 31 Oct 2026
Related guides
Up
Related
- New York child support by income: tables for 1 to 5 children (2026)New York guideline support is a fixed percentage of both parents' combined income, after Social Security and Medicare taxes, up to $193,000 a year, shared by income. Below the cap, the other parent's share works out to that percentage of their own income after those taxes: for example $784.98 a month for one child at $5,000 a month, and $1,154.38 for two.
- Modifying a child support order in New York (2026)A New York child support order can be modified when there is a substantial change in circumstances, when three years have passed since it was entered, last modified or adjusted, or when either parent's gross income has changed by 15 percent or more since then (Family Court Act § 451(3); Domestic Relations Law § 236(B)(9)(b)(2)). Parents can opt out of the three-year and 15 percent grounds in a validly executed agreement or stipulation. Separately, the Child Support Program reviews orders it handles every two years for a cost of living adjustment.
In the same hub
- Back child support (arrears) in New York: interest, enforcement and jail (2026)Back child support (arrears) in New York stays owed: a court cannot reduce or cancel arrears that built up before a modification was asked for (Family Court Act § 451(1)). The court enters a money judgment for the arrears, with interest at the judgment rate of nine percent a year when the default was willful, and the Child Support Program collects through income withholding, driver's and professional license suspension, tax refund intercepts, liens, bank freezes and, above 2,500 dollars, passport denial. A willful violation can mean up to six months in jail, and non-support of a child is a crime under Penal Law § 260.05.
- Self-employed and imputed income in New York child support (2026)New York counts the income a parent reported, or should have reported, on the most recent federal tax return. For self-employed parents, accelerated depreciation and personal entertainment and travel deductions are added back. A court may also impute income: from resources such as assets, perks and money from family, or from former income if a parent reduced their income to avoid support. Imputation requires specific written findings based on the parent's circumstances (Family Court Act § 413(1)(b)(5)).
- Low-income child support in New York: the minimum and the self-support reserve (2026)If paying the guideline amount would leave the paying parent's income below the federal poverty guideline for one person ($15,960 a year), New York sets the basic obligation at $25 a month. If it would leave that parent below the self-support reserve ($21,546 a year) but above the poverty line, the basic obligation is $50 a month or the income above the reserve, whichever is greater. Both come from Family Court Act § 413(1)(d).
- Child support with shared or 50/50 custody in New York (2026)Yes, child support can still be owed with shared or 50/50 custody in New York. The guideline has no shared custody formula: the parent the children live with most is treated as the one who receives support, and the other parent's share is worked out with the usual percentages. When time is truly equal, the appellate courts treat the parent with the larger share of combined income as the paying parent, and a court can depart from the guideline for reasons the statute lists, including the costs of extended time with the children.
- Health insurance, child care and education costs in New York child support (2026)New York adds three kinds of costs to basic child support. Reasonable child care costs while the parent the children live with works or studies toward work are shared in proportion to income and must be added. The children's health insurance is shared the same way, along with medical costs insurance does not cover. Private, special, enriched or college education costs may be added if the court finds them appropriate.
- Child support for several children and other families in New York (2026)New York's percentage of combined parental income rises with the number of children: 17% for one, 25% for two, 29% for three, 31% for four and no less than 35% for five or more. Child support a parent actually pays for children in another family under an order or written agreement is deducted from that parent's income first, and the needs of other children can be a reason for a different amount.
The same topic in other states
- Child support above the income cap in Texas (2026)Since 1 September 2025 the Texas guideline applies to the paying parent's net resources up to $11,700 a month. For one child that caps the guideline at $2,340.00 a month. A court may order more than the guideline only depending on the parents' incomes and the proven needs of the child, and never more than the greater of the guideline amount or the child's proven needs (Texas Family Code § 154.126).
- Child support above the Virginia schedule (2026)Virginia's schedule stops at $42,500 of combined monthly gross income, but support does not. Above that, the schedule amount at $42,500 is increased by a fixed percentage of the combined income above it: 2.6% for one child, 3.4% for two and 3.8% for three. The total is then split by income share like any other Virginia case.
Comparisons
- New York vs Virginia child support: which state is higher? (2026)For most middle income families New York's guideline is higher. For two children with incomes of $4,000 and $6,000 a month it is $1,385.25 in New York and $1,094.40 in Virginia, and New York support runs to 21 rather than 18. Virginia can come out lower still with shared custody, which its formula uses and New York's does not, while at very high incomes Virginia, which has no cap, can be higher.
- Texas vs New York child support: which state is higher? (2026)For a typical middle income family New York's guideline is higher than Texas's. For two children and a paying parent earning $6,000 a month, it is $1,385.25 in New York and $1,239.21 in Texas, and the gap widens when there is child care, which New York adds and Texas does not. At low incomes the order flips: New York's low income rules can bring support far below the Texas amount.
More about New York
- Child support and your tax refund: the offset rules (2026)Yes. Under 42 U.S.C. § 664, the Treasury withholds a federal tax refund to pay past-due child support that a state child support agency has certified, and sends the money to that state. A case qualifies when at least $150 is owed on support assigned to the state for public assistance, or at least $500 in other cases (45 CFR 303.72). The state must send a notice first that explains how to contest the amount, and a spouse on a joint return can claim their share back with IRS Form 8379.
- Child support when parents live in different statesWhen parents live in different states, the court that sets support applies its own state's law and guideline (Texas Family Code § 159.303). A state can make an order against a parent who lives elsewhere only on one of the jurisdiction bases in the Uniform Interstate Family Support Act (§ 159.201); otherwise the case is heard in the other parent's state, with the two states' child support agencies working together. An order from another state is registered to be enforced, and in Texas the other party has 30 days after notice to contest it (§ 159.605).
- Does 50/50 custody mean no child support? Texas, New York and Virginia (2026)No. In Texas, New York and Virginia, equal time with each parent does not by itself end child support. Only Virginia's guideline uses the number of days: above 90 days a year with each parent, a shared custody formula lowers support, and with equal time the parent who earns more usually pays the difference. Texas and New York apply their usual formula; in Texas, parenting time is a factor a court may weigh to depart from it, and New York's statute has no shared custody formula, but with truly equal time its appellate courts make the parent with the larger income share the paying parent.
- How child support is calculatedEvery state sets a guideline formula in law, and courts apply it unless they find it unjust or inappropriate. The formula takes the parents' income (gross or net, one parent's or both), turns it into a base amount with a percentage or a schedule, adds some costs such as child care and health insurance, and in some states adjusts for parenting time and very low or high incomes. Texas, New York and Virginia each do these steps differently, so the same family gets a different figure in each.
- Income shares vs percentage of income: how child support models differ (2026)A percentage of income model sets support as a fixed share of the paying parent's income, and the other parent's income does not enter the formula. An income shares model starts from both parents' combined income, finds the basic support amount the guideline sets for that income, and splits it in proportion to each parent's income. Texas uses a percentage of the paying parent's net resources, Virginia uses income shares, and New York applies a fixed percentage to both parents' combined income and splits it by income.
- Child support and taxes: what the IRS says (2026)Child support is neither taxable nor deductible under federal tax law: the IRS says child support payments are not deductible by the parent who pays them and not taxable to the parent who receives them. Who claims the child is a separate question. The IRS treats the parent the child lived with for more nights in the year as the one entitled to claim the child; that parent can release the child tax credit to the other parent with Form 8332, but head of household status, the earned income credit and the child care credit stay with the parent the child lived with.