Back child support (arrears) in Georgia: interest, enforcement and jail (2026)
In Georgia, child support expressed in a money amount accrues interest at 7 percent a year, starting 30 days after each installment is due, without any need to turn it into a judgment first; the court can apply, reduce or waive past-due interest after weighing four factors (O.C.G.A. § 7-4-12.1). The Division of Child Support Services collects arrears through income withholding, liens and bank levies, state and federal tax refund intercepts, license suspension, credit reporting and passport denial, and a court can find a parent in contempt, with a fine or jail. Past-due support cannot be reduced retroactively, and Georgia child support judgments entered after 1 July 1997 do not go dormant.
Back child support, also called arrears or past-due support, is support that a Georgia order required and that was not paid when due. Georgia law adds interest to it, the Division of Child Support Services (DCSS) collects it in the cases it handles, and the superior court can enforce it through contempt. This guide describes those rules; it does not compute arrears, because the amount owed depends on the payment record of each case.
What happens when child support is not paid in Georgia?
The unpaid amount stays owed and starts to carry interest. Federal law requires every state to treat each support installment, on and after the date it is due, as a judgment by operation of law, with the full force of a judgment of the state and entitled to full faith and credit in other states (42 U.S.C. § 666(a)(9)). In Georgia, the parent owed support does not need to reduce an award to a judgment to recover interest on it (O.C.G.A. § 7-4-12.1(a)).
From there, two routes are open, alone or together:
- Administrative enforcement by DCSS. In cases DCSS handles, it can withhold income, place liens, levy bank accounts, intercept tax refunds, suspend licenses and certify the debt for passport denial, most of them after a notice and without a new court case.
- Court enforcement. The parent owed support, or DCSS, can bring a contempt action in the superior court, which can end in a fine or jail.
DCSS uses these remedies until the parent who owes support is in full compliance with the order, according to its policy manual.
What is the Georgia child support interest rate?
Seven percent a year. Under § 7-4-12.1(a), awards of child support expressed in money amounts “shall accrue interest at the rate of 7 percent per annum” commencing 30 days from the date an installment payment is due. The section applies to all awards, orders, decrees and judgments under Title 19, the domestic relations title.
| Question | What the law says |
|---|---|
| When does interest start? | 30 days after each installment is due (§ 7-4-12.1(a)) |
| Does the parent owed support need a judgment first? | No (§ 7-4-12.1(a)) |
| Can the court waive or reduce it? | Yes, past-due interest, after weighing four factors (§ 7-4-12.1(a)); see below |
| Does DCSS collect it? | DCSS says it applies interest at 7 percent on judgments it established or private orders it modified, once the parent is 30 days delinquent, on arrears that fell due from 1 January 2007 |
| Is it counted for enforcement? | Interest is part of the arrears used for license suspension when it applies (Rule 290-7-1-.12(3)(a)) |
The monthly amount itself does not change because arrears exist. For one child, with incomes of $4,000 and $6,000 a month and no court-ordered parenting time, the guideline is $771.00 a month; arrears and interest are owed on top of the current amount until they are paid.
When can a Georgia court waive interest on child support?
The court has discretion in applying, waiving or reducing past-due interest. In deciding, it must consider whether (§ 7-4-12.1(a)):
- good cause existed for not paying the child support;
- paying the interest would cause substantial and unreasonable hardship for the parent who owes it;
- applying, waiving or reducing the interest would help or hurt that parent’s current ability to pay support, including how regularly current support has been paid;
- waiving or reducing the interest would cause substantial and unreasonable hardship to the parent owed it.
How does Georgia collect back child support?
DCSS lists these tools, and the Department of Human Services rules in chapter 290-7-1 of the Rules and Regulations of the State of Georgia set when it can use them.
| Tool | When it applies | Source |
|---|---|---|
| Income withholding | DCSS issues an income withholding order to the employer as soon as a support order is entered when the parent is employed, and adds an amount toward arrears when a court orders it or the parents agree; the order can be contested within 14 days only for a mistake of fact | Rule 290-7-1-.10 |
| Garnishment and orders to withhold and deliver | Once a court has adjudicated the arrears, or 30 days after a missed payment under an administrative decision or agreement, after a notice with 15 days to contest | Rule 290-7-1-.09 |
| Liens | A notice of lien on real and personal property creates a lien by operation of law; it also reaches property acquired later | Rule 290-7-1-.17(1) and (7) |
| Bank account levy | When the arrears equal at least one month of support; challenges within ten business days | Rule 290-7-1-.17(2) and (5) |
| Workers’ compensation and lottery winnings | DCSS can offset them | Rule 290-7-1-.17(7) |
| Federal tax refund | Arrears of at least $150 owed to the state for public assistance, or $500 in other cases (how the tax refund offset works) | Rule 290-7-1-.08; 42 U.S.C. § 664 |
| Georgia tax refund | Arrears of at least $500 | Rule 290-7-1-.08(1)(a)3 |
| Driver’s, professional and recreational licenses | Arrears equal to 60 days of support or more; see the next section | Rule 290-7-1-.12 |
| Passport | Arrears above $2,500 | Rule 290-7-1-.11; 42 U.S.C. § 652(k) |
| Credit reports | DCSS reports delinquent payments to the three credit reporting bureaus | DCSS |
| Contempt of court | A fine, jail or both | DCSS |
| Federal prosecution | DCSS can refer a case for federal criminal prosecution | DCSS policy manual |
A parent who receives notice of a tax intercept has 30 days from the date of the notice to ask for an administrative hearing; without a timely request, DCSS does not stop the intercept (Rule 290-7-1-.08(2)).
How much of a paycheck can be withheld for child support?
Federal law caps withholding for support at a share of disposable earnings, meaning pay after the deductions the law requires (15 U.S.C. § 1673(b)):
| Situation of the parent who owes support | Maximum withheld |
|---|---|
| Supports another spouse or child | 50 percent of disposable earnings |
| Does not support another spouse or child | 60 percent |
| Either case, when the support is more than 12 weeks overdue | 55 percent or 65 percent |
An employer can charge the parent up to $25 to set up the withholding and up to $3 for each withholding after that (Rule 290-7-1-.10(7)(a)).
When can a driver’s license be suspended for child support in Georgia?
Under Rule 290-7-1-.12, DCSS keeps a monthly list of parents who are not complying with a support order it enforces, and it can ask the licensing agency to withhold, restrict, suspend or revoke a license once the parent’s arrears equal 60 days of support or more, counted in months that need not be consecutive. It does not apply to a parent paying support and arrears as a court order requires.
- Notice. DCSS mails a notice of delinquency. The parent has 20 days from the date of mailing to come into compliance, reach a payment agreement with DCSS, or ask in writing for a hearing before the Office of State Administrative Hearings.
- Hearing. The judge decides whether there is an order DCSS enforces, whether the parent is the one it covers, whether they are complying, whether they can pay the past-due support in installments, and whether they have been able and willing to comply. The judge can order periodic payments, which change only how the arrears are paid, not the support order.
- Limited driving permit. DCSS can agree to a one year limited permit when the suspension causes extreme hardship in finding work, if the parent keeps paying full support and looks for work.
DCSS says that in practice it has extended the threshold from 60 to 90 calendar days: the balance on all active cases must equal at least three months of support, and the payments over the last 105 days must be less than three times the support due. To avoid or release a suspension, it lists signing an Enforcement Deferral and one of these: paying the full past-due balance, paying 20 percent of it, paying three times the current support and past-due payments, or paying a court-ordered purge or arrears payment.
Can you lose your passport for back child support?
Yes. When DCSS certifies a case with arrears above $2,500, the federal Office of Child Support Enforcement forwards it to the U.S. Department of State, which can deny, revoke or restrict the passport (Rule 290-7-1-.11; 42 U.S.C. § 652(k)). A parent who wants to dispute the amount has 30 days from the notice to ask for a hearing, limited to the amount of the arrears or a mistaken identity. To come off the list, the parent must pay the arrears in full or below the threshold; DCSS can, at its discretion, exempt a parent who needs a passport to earn income, posts a bond for the full arrears and signs a repayment agreement (Rule 290-7-1-.11(4) and (5)).
Can you go to jail for not paying child support in Georgia?
Yes, through contempt of court. DCSS says a contempt action can be filed against a parent who fails to make support payments or does not keep the required medical insurance, and a parent found in contempt can be fined, sentenced to jail, or both. The judge can order a parent who is unable to pay into the Fatherhood program or the Parental Accountability Court program, and the parent still owes the full current and past-due support.
The Parental Accountability Court program works under judicial oversight with parents who repeatedly do not pay, and offers job assistance, short-term training, education and substance abuse treatment as an alternative to incarceration, according to DCSS.
Federal law adds a crime when the child lives in another state: willfully not paying support unpaid for more than a year or over $5,000 can bring up to six months for a first offense, and unpaid for more than two years or over $10,000, up to two years (18 U.S.C. § 228). This guide could not confirm the current text of Georgia’s own criminal nonsupport statute from an official source, so it does not describe it.
Can back child support be forgiven or reduced in Georgia?
Not retroactively. Federal law requires that each installment is not subject to retroactive modification by any state, except for the period after notice of a petition to modify has been given (42 U.S.C. § 666(a)(9)). Georgia’s child support rules add that no tribunal hearing a tax intercept appeal may retroactively reduce or modify child support arrears (Rule 290-7-1-.08(3)). For how a modification works for the future, see changing a Georgia child support order.
What the law does allow:
- Interest can be waived or reduced by the court, after the four factors above (§ 7-4-12.1(a)).
- Debt owed to the state can be settled. When the children received public assistance, part of the arrears may be owed to the state. Section 7-4-12.1(b) keeps the power to waive, reduce or negotiate unreimbursed public assistance, and Rule 290-7-1-.20 limits it to administrative orders, not court orders, with the decision weighing good cause, hardship, and the parent’s ability to pay and regularity of payments.
- Help with paying. DCSS says it can offer an Enforcement Deferral to a parent whose job or income has changed, and the Fatherhood program helps parents with a DCSS case who cannot pay. This does not change the amount owed.
Does back child support go away when the child turns 18 in Georgia?
No. Current support ends with the child’s majority or the other events described in how long child support lasts in Georgia, but installments already due were judgments when they fell due (42 U.S.C. § 666(a)(9)), and the interest under § 7-4-12.1(a) applies to them.
Is there a time limit to collect back child support in Georgia?
Not the usual dormancy rule. O.C.G.A. § 9-12-60(a)(1) generally makes a judgment dormant seven years after its rendition, but the Supreme Court of Georgia has explained that O.C.G.A. § 9-12-60 was amended in 1997 to exempt child support and spousal support from the dormancy provisions of subsection (a), and that the amendment applies to judgments entered after 1 July 1997 (Holmes-Bracy v. Bracy, 302 Ga. 714 (2017), footnote 2). For an obligation that is still subject to dormancy, the court applied the rule installment by installment: each installment is treated as a separate judgment, and a dormant one can be revived under § 9-12-61.
What this guide does not cover
This guide does not cover how a court decides contempt in a particular case, Georgia’s criminal abandonment and nonsupport laws, bankruptcy, collecting arrears from another state or country, arrears under an order from another state, or alimony arrears. It does not calculate arrears or interest: the calculator gives the current guideline amount only. The figures are not legal advice.
Run your own numbers
This guide's example: in Georgia, 1 child; the parent the children live with earns $4,000 a month and the other parent $6,000, before tax; 0 days a year with the other parent. The guideline amount is $771.00 a month. Change any number in the calculator and every step of the formula updates.
Open this family in the Georgia calculatorQuestions
What is the interest rate on back child support in Georgia?
7 percent a year, from 30 days after each installment payment is due (O.C.G.A. § 7-4-12.1(a)). The Division of Child Support Services says it applies interest at 7 percent to arrears that fell due from 1 January 2007, starting once the parent is 30 days delinquent, on judgments it established or private orders it modified.
Can interest on child support be waived in Georgia?
Yes, by the court. Section 7-4-12.1(a) gives the court discretion to apply, waive or reduce past-due interest. It must consider whether there was good cause for not paying, whether paying the interest would cause substantial and unreasonable hardship to the parent who owes it, whether the decision would help or hurt the parent's ability to keep paying current support, and whether waiving it would cause substantial and unreasonable hardship to the parent owed it.
Can you go to jail for not paying child support in Georgia?
Yes. The Division of Child Support Services says a parent who does not obey a support order can be found in contempt of court and fined, sentenced to jail, or both. A judge can instead order a parent who cannot pay into the Fatherhood program or the Parental Accountability Court program, and the full current and past-due support stays owed.
Can back child support be forgiven in Georgia?
Federal law makes each installment a judgment when it is due and bars changing it retroactively, except from the date notice of a petition to modify was given (42 U.S.C. § 666(a)(9)). Georgia's rules say no tribunal hearing a tax intercept appeal can retroactively reduce or modify arrears (Rule 290-7-1-.08(3)). Interest can be waived or reduced by the court, and the Department of Human Services can waive or settle unreimbursed public assistance owed to the state under administrative orders (Rule 290-7-1-.20).
Does back child support expire in Georgia?
Not under the dormancy rule, for judgments entered after 1 July 1997. The Supreme Court of Georgia has noted that O.C.G.A. § 9-12-60 was amended in 1997 to exempt child support from the dormancy provisions of subsection (a), for judgments entered after that date (Holmes-Bracy v. Bracy, 302 Ga. 714 (2017)).
How far behind on child support before a license is suspended in Georgia?
The rule allows DCSS to act once the arrears equal 60 days of support (Rule 290-7-1-.12(3)). DCSS says it has extended that to 90 calendar days: the balance must equal at least three months of support, and the payments over the last 105 days must be less than three times the support due.
Sources
- O.C.G.A. § 7-4-12.1, Interest on arrearage on child support, subsection (a) as revised by HB 347 (Ga. L. 2015), as passed
- O.C.G.A. § 7-4-12.1(b), as revised by SB 137 (Ga. L. 2017, Act 242), section 2-1, as passed
- Rules of the Department of Human Services, chapter 290-7-1, Recovery and Administration of Child Support (Rules .08 tax refund intercept, .09 garnishment, .10 income withholding, .11 passport, .12 license suspension, .17 liens and levies, .20 waiver of unreimbursed public assistance)
- Holmes-Bracy v. Bracy, 302 Ga. 714 (2017), footnote 2 (O.C.G.A. § 9-12-60 and child support dormancy)
- For Employers (interest on child support judgments)
- Understanding Child Support (enforcing support)
- Driver's License Reinstatement
- Parental Accountability Court Program
- DCSS Policy Manual, Enforcement Services
- 42 U.S.C. § 666(a)(9), Legal treatment of arrears (judgment by operation of law, no retroactive modification)
- 42 U.S.C. § 652(k), Denial of passports for nonpayment of child support
- 42 U.S.C. § 664, Collection of past-due support from federal tax refunds
- 15 U.S.C. § 1673(b), Restriction on garnishment for support orders
- 18 U.S.C. § 228, Failure to pay legal child support obligations
- Figures on this page are computed by the Coparent Math engine with Georgia's rules in force on 3 Nov 2026 unless a table says otherwise, from:
- O.C.G.A. § 19-6-15 as in force on 1 January 2026 (Georgia Child Support Commission copy, archived), checked 3 Nov 2026
- Georgia Basic Child Support Obligation Table effective 1 July 2024 (Georgia Child Support Commission, archived), checked 3 Nov 2026
- Georgia Child Support Commission: 2024 updates to the child support guidelines (archived), checked 3 Nov 2026
Related guides
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Related
- Changing a child support order in Georgia (2026)A Georgia parent can petition to modify child support only when there is a substantial change in either parent's income and financial status or in the child's needs (O.C.G.A. § 19-6-15(k)(1)). A parent may not file another petition within two years of the final order on their own previous petition, unless the other parent did not use, or used more than, the court-ordered parenting time, or the petition is based on an involuntary loss of income (§ 19-6-15(k)(2)).
- How long child support lasts in Georgia (2026)Child support in Georgia lasts until the child reaches the age of majority, 18, or marries, becomes emancipated or dies, whichever comes first (O.C.G.A. § 19-6-15(e)). A court may order support for a child who has turned 18 but is still enrolled in and attending secondary school, and has not married or become emancipated, but not past the age of 20.
- Child support at low incomes in Georgia (2026): the low-income adjustmentSince 1 January 2026, a Georgia parent whose own adjusted income is below the low-income table's limit for the number of children pays the lesser of the guideline amount and the table amount (O.C.G.A. § 19-6-15(i.1)). At or below $1,500 a month the table is a percentage of that parent's income, 19% for one child; above it the table runs in rows. There is no flat minimum order.
- Child support and your tax refund: the offset rules (2026)Yes. Under 42 U.S.C. § 664, the Treasury withholds a federal tax refund to pay past-due child support that a state child support agency has certified, and sends the money to that state. A case qualifies when at least $150 is owed on support assigned to the state for public assistance, or at least $500 in other cases (45 CFR 303.72). The state must send a notice first that explains how to contest the amount, and a spouse on a joint return can claim their share back with IRS Form 8379.
In the same hub
- Child support at high incomes in Georgia (2026)Georgia's table runs to $40,000 of combined monthly gross income, up from $30,000 before 1 July 2024. Above it, the court sets the basic obligation at the highest amount in the table, and the court or jury may deviate upward for high-income parents (O.C.G.A. § 19-6-15(i)(2)(A)). There is no percentage for the income above the table.
- How much is child support in Georgia by income? (2026)In Georgia the amount depends on both parents' incomes, the number of children and court-ordered parenting time. With the parent the children live with earning $4,000 a month, no parenting time and no extra costs, a parent earning $6,000 pays $771.00 for one child and $1,143.60 for two.
- Child support for more than one child in Georgia (2026)Georgia's table gives one figure for all the children in the case, for 1 to 6 children, and each extra child adds less than the one before. With incomes of $4,000 and $6,000 and no parenting time, the other parent pays $771.00 for one child, $1,143.60 for two and $1,345.20 for three.
- Self-employment and imputed income for child support in Georgia (2026)For a self-employed parent, Georgia counts gross receipts minus the ordinary and reasonable expenses needed to produce the income, leaving out excessive promotional, travel, vehicle or personal expenses, depreciation on equipment, home office costs and accelerated depreciation (O.C.G.A. § 19-6-15(f)(1)(B)). Half of self-employment tax is then deducted. A court can impute income when there is no reliable evidence of income, or when a parent is willfully or voluntarily unemployed or underemployed (§ 19-6-15(f)(4)).
- Health insurance and child care in Georgia child support (2026)Georgia adds work related child care and the children's share of the health insurance premium to the guideline amount, divides them between the parents by income, and credits each parent with what they pay (O.C.G.A. § 19-6-15(h)). Child care is averaged to a monthly amount, only what parents actually pay counts, and uninsured medical costs are shared outside the monthly amount.
- Parenting time and 50/50 custody in Georgia child support (2026)Since 1 January 2026, Georgia adjusts child support for every day of court-ordered parenting time with the other parent, by a formula in O.C.G.A. § 19-6-15(g). Each parent's share of the table amount is weighted by their days raised to the power 2.5. With equal time and equal incomes the amount is zero; with equal time, the parent with the higher income pays.
The same topic in other states
- Back child support (arrears) in Alabama: interest, enforcement and jail (2026)In Alabama, child support judgments entered on or after 1 September 2011 carry interest at 7.5 percent a year, and older ones at 12 percent or 6 percent depending on the date (Code of Alabama § 8-8-10; Department of Human Resources). The Department of Human Resources (DHR) collects arrears through income withholding, state and federal tax refund intercepts, credit reporting, liens, license suspension and passport denial, and a court can jail a parent for contempt. Support can be modified only for installments that accrue after a petition to modify is filed, interest can be rebated only with the written agreement of the person owed it, and arrears stay owed after the child turns 19.
- Back child support (arrears) in Florida: interest, enforcement and crime (2026)In Florida, a support installment that is due and unpaid becomes a final judgment by operation of law once the parent who owes it has been given notice and time to contest, and the depository charges interest on support judgments at the judgment rate set under § 55.03, which is 7.87 percent a year for judgments obtained in the quarter from 1 October 2026 (Fla. Stat. § 61.14(6)). Arrears are collected through income deduction, driver's license and vehicle registration suspension, liens, bank levies, credit reporting and tax refund and passport programs. Willfully not paying support that a parent is able to pay is a crime under § 827.06, and arrears that accrued before a petition to modify cannot be reduced.
- Back child support (arrears) in New York: interest, enforcement and jail (2026)Back child support (arrears) in New York stays owed: a court cannot reduce or cancel arrears that built up before a modification was asked for (Family Court Act § 451(1)). The court enters a money judgment for the arrears, with interest at the judgment rate of nine percent a year when the default was willful, and the Child Support Program collects through income withholding, driver's and professional license suspension, tax refund intercepts, liens, bank freezes and, above 2,500 dollars, passport denial. A willful violation can mean up to six months in jail, and non-support of a child is a crime under Penal Law § 260.05.
- Back child support (arrears) in Texas (2026)In Texas, every missed child support payment is a final judgment, and the unpaid amount carries simple interest of 6 percent a year until it is paid or confirmed as a money judgment, which then carries the same rate (Texas Family Code §§ 157.261 and 157.265). Arrears can be collected by income withholding, liens, license suspension, federal tax refund intercept and passport denial, and enforced by contempt with jail. A court cannot forgive or reduce confirmed arrears, and the right to collect continues after the child turns 18.
- Back child support (arrears) in Virginia: interest, enforcement and jail (2026)In Virginia, each child support payment that is not paid when due becomes a judgment by operation of law, and the arrears carry interest at the judgment rate of six percent a year unless the parent owed support waives it in writing (Code of Virginia §§ 20-60.3, 20-78.2, 6.2-302). Arrears are collected through income withholding, liens, tax refund offsets, credit reporting and license suspension, and a court can jail a parent for up to 12 months for contempt (§ 16.1-278.16). Arrears cannot be reduced retroactively, and they stay owed after the child turns 18 or 19.
Comparisons
- Florida vs Georgia child support: which state is higher? (2026)Neither is always higher. Without shared time the two are close at middle incomes: for two children with incomes of $4,000 and $6,000 a month, the guideline is $1,192.96 in Florida and $1,143.60 in Georgia. Time with the other parent makes the bigger difference: Georgia lowers support for every court-ordered day, while Florida changes nothing until 73 overnights a year and then drops faster. At low incomes Georgia's low-income table can bring support below Florida's.
- Georgia vs Alabama child support: which state is higher? (2026)For most families without shared time, Georgia's guideline is higher. Both states start from the two parents' gross incomes, but their tables differ: for two children with incomes of $4,000 and $6,000 a month, it is $1,143.60 in Georgia and $1,020.00 in Alabama. Georgia lowers support for every court-ordered day with the other parent, while Alabama changes its formula only for a court order of 50/50 custody. At low incomes the order can flip, because Alabama's self-support reserve and Georgia's low-income table cut in at different points.