Health insurance and child care in Georgia child support (2026)
Georgia adds work related child care and the children's share of the health insurance premium to the guideline amount, divides them between the parents by income, and credits each parent with what they pay (O.C.G.A. § 19-6-15(h)). Child care is averaged to a monthly amount, only what parents actually pay counts, and uninsured medical costs are shared outside the monthly amount.
How is child care handled in Georgia child support?
Work related child care costs needed for a parent’s employment, education or vocational training, as the court finds appropriate to the parents’ means and the child’s lifestyle, are averaged to a monthly amount and entered under the column of the parent who pays them (O.C.G.A. § 19-6-15(h)(1)(A)). Then:
- with a child care subsidy from a means-tested program, only the amount a parent or nonparent custodian actually pays counts;
- care a parent provides personally is not counted;
- care provided free of charge is not counted.
How is health insurance handled?
The part of the health insurance premium that covers the children in the case is added, under the column of the parent who pays it (§ 19-6-15(h)(2)). The amounts are added together, divided by income share, and each parent is credited with what they pay.
How do these costs change the amount?
Child care paid by the parent the children live with, insurance by the other parent
In Georgia: 2 children; the parent the children live with earns $4,000 a month and the other parent $6,000, before tax; 0 days a year with the other parent; child care of $400 a month, paid by the parent the children live with; health insurance for the children of $200 a month, paid by the other parent.
Add the two incomesO.C.G.A. § 19-6-15 as in force on 1 January 2026 (Georgia Child Support Commission copy, archived)
$4,000 + $6,000 = $10,000 a month. The other parent's share is $6,000 ÷ $10,000 = 60%.
60%Look up the schedule§ 19-6-15(b)(4) and (o), basic child support obligation table
The schedule's amount for $10,000 of combined income and 2 children.
$1,906.00Work out the other parent's share§ 19-6-15(g), parenting time adjustment
$1,906.00 × 60% = $1,143.60. No court-ordered days with the other parent, so there is no parenting time adjustment.
$1,143.60Add child care and health insurance§ 19-6-15(h), child care and health insurance
60% of (child care $400 + health insurance $200) = $360.00. $1,143.60 + $360.00 − $200.00 the other parent already pays = $1,303.60, paid by the other parent.
$1,303.60 a month
The other parent owes their share of the table amount plus their income share of child care and insurance, less what they already pay.
What about uninsured medical costs?
Uninsured health care expenses are shared between the parents by income share, but they are not used to calculate the monthly support amount (§ 19-6-15(h)(3)).
What this guide does not cover
Vision and dental insurance and other extraordinary expenses, which are deviations in Georgia; and the details of premiums paid by an employer. The engine also leaves out:
- Not modeled: deductions from income for half of self-employment tax (§ 19-6-15(f)(5)(A)), child support already paid under other orders ((f)(5)(B)), and the discretionary credit for other children living with a parent ((f)(5)(C)).
- Not modeled: deviations (Schedule E), including high income, extraordinary education, medical and special expenses, travel and alimony; uninsured medical costs, which are shared outside the monthly amount ((h)(3)); Social Security and VA benefits paid to the children ((b)(10)); and split parenting ((l)).
Run your own numbers
This guide's example: in Georgia, 2 children; the parent the children live with earns $4,000 a month and the other parent $6,000, before tax; 0 days a year with the other parent; child care of $400 a month, paid by the parent the children live with; health insurance for the children of $200 a month, paid by the other parent. The guideline amount is $1,303.60 a month. Change any number in the calculator and every step of the formula updates.
Open this family in the Georgia calculatorQuestions
Is health insurance included in Georgia child support?
Yes. The children's share of the premium is added to the guideline, shared by income, and the parent who pays it is credited (§ 19-6-15(h)(2)).
Is daycare included in Georgia child support?
Work related child care is: care needed for a parent's job, education or training, averaged to a monthly amount, added and shared by income, with a credit for the parent who pays it (§ 19-6-15(h)(1)).
Who pays uninsured medical bills in Georgia?
The parents share them by income, outside the monthly amount; they are not used to calculate the child support figure (§ 19-6-15(h)(3)).
Sources
- O.C.G.A. § 19-6-15(h), Additional expenses, as in force on 1 January 2026, Georgia Child Support Commission copy (archived)
- Figures on this page are computed by the Coparent Math engine with Georgia's rules in force on 3 Nov 2026 unless a table says otherwise, from:
- O.C.G.A. § 19-6-15 as in force on 1 January 2026 (Georgia Child Support Commission copy, archived), checked 3 Nov 2026
- Georgia Basic Child Support Obligation Table effective 1 July 2024 (Georgia Child Support Commission, archived), checked 3 Nov 2026
- Georgia Child Support Commission: 2024 updates to the child support guidelines (archived), checked 3 Nov 2026
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In the same hub
- Back child support (arrears) in Georgia: interest, enforcement and jail (2026)In Georgia, child support expressed in a money amount accrues interest at 7 percent a year, starting 30 days after each installment is due, without any need to turn it into a judgment first; the court can apply, reduce or waive past-due interest after weighing four factors (O.C.G.A. § 7-4-12.1). The Division of Child Support Services collects arrears through income withholding, liens and bank levies, state and federal tax refund intercepts, license suspension, credit reporting and passport denial, and a court can find a parent in contempt, with a fine or jail. Past-due support cannot be reduced retroactively, and Georgia child support judgments entered after 1 July 1997 do not go dormant.
- Changing a child support order in Georgia (2026)A Georgia parent can petition to modify child support only when there is a substantial change in either parent's income and financial status or in the child's needs (O.C.G.A. § 19-6-15(k)(1)). A parent may not file another petition within two years of the final order on their own previous petition, unless the other parent did not use, or used more than, the court-ordered parenting time, or the petition is based on an involuntary loss of income (§ 19-6-15(k)(2)).
- Child support at high incomes in Georgia (2026)Georgia's table runs to $40,000 of combined monthly gross income, up from $30,000 before 1 July 2024. Above it, the court sets the basic obligation at the highest amount in the table, and the court or jury may deviate upward for high-income parents (O.C.G.A. § 19-6-15(i)(2)(A)). There is no percentage for the income above the table.
- How much is child support in Georgia by income? (2026)In Georgia the amount depends on both parents' incomes, the number of children and court-ordered parenting time. With the parent the children live with earning $4,000 a month, no parenting time and no extra costs, a parent earning $6,000 pays $771.00 for one child and $1,143.60 for two.
- Child support for more than one child in Georgia (2026)Georgia's table gives one figure for all the children in the case, for 1 to 6 children, and each extra child adds less than the one before. With incomes of $4,000 and $6,000 and no parenting time, the other parent pays $771.00 for one child, $1,143.60 for two and $1,345.20 for three.
- Self-employment and imputed income for child support in Georgia (2026)For a self-employed parent, Georgia counts gross receipts minus the ordinary and reasonable expenses needed to produce the income, leaving out excessive promotional, travel, vehicle or personal expenses, depreciation on equipment, home office costs and accelerated depreciation (O.C.G.A. § 19-6-15(f)(1)(B)). Half of self-employment tax is then deducted. A court can impute income when there is no reliable evidence of income, or when a parent is willfully or voluntarily unemployed or underemployed (§ 19-6-15(f)(4)).
The same topic in other states
- Health insurance and child care in Alabama child support (2026)Alabama adds the children's share of the health insurance premium and work related child care to the basic schedule amount, splits the total by income, and credits each parent with what they pay. Child care counts up to the cost of licensed care on the Department of Human Resources' schedule, and health insurance is reasonable in cost up to ten percent of the paying parent's gross income.
- Health insurance and child care in Florida child support (2026)Florida adds child care for a parent's work, job search or education, and the children's health insurance, to the schedule amount, divides the total by net income, and takes what each parent already pays off that parent's share (Fla. Stat. § 61.30(7) and (8)). Child care counts in full: the 25 percent reduction was repealed from 1 January 2011. Uninsured medical, dental and prescription costs are added too, unless the court orders them split by percentage.
- Health insurance, child care and education costs in New York child support (2026)New York adds three kinds of costs to basic child support. Reasonable child care costs while the parent the children live with works or studies toward work are shared in proportion to income and must be added. The children's health insurance is shared the same way, along with medical costs insurance does not cover. Private, special, enriched or college education costs may be added if the court finds them appropriate.
- Health insurance, dental and child care in Texas child support (2026)Texas orders medical and dental support for the children in addition to guideline child support (Texas Family Code § 154.064). The court orders health insurance through a parent's job when it costs no more than 9 percent of the paying parent's annual resources; if the parent the children live with provides it, the other parent pays that cost as additional support. Child care and custody days are not part of the Texas formula, but both are listed reasons a court can vary from it (§ 154.123).
- Health insurance, medical bills and child care in Virginia child support (2026)Virginia adds the cost of the children's health, dental and vision coverage, and child care needed because the parent the children live with works, to the basic obligation from the schedule. The total is split by income share, and a parent who pays the premium directly gets credit for it. Reasonable and necessary medical and dental bills that insurance does not cover are also shared in proportion to income, but outside the monthly amount (Code of Virginia § 20-108.2 D, E, F, G).
Comparisons
- Florida vs Georgia child support: which state is higher? (2026)Neither is always higher. Without shared time the two are close at middle incomes: for two children with incomes of $4,000 and $6,000 a month, the guideline is $1,192.96 in Florida and $1,143.60 in Georgia. Time with the other parent makes the bigger difference: Georgia lowers support for every court-ordered day, while Florida changes nothing until 73 overnights a year and then drops faster. At low incomes Georgia's low-income table can bring support below Florida's.
- Georgia vs Alabama child support: which state is higher? (2026)For most families without shared time, Georgia's guideline is higher. Both states start from the two parents' gross incomes, but their tables differ: for two children with incomes of $4,000 and $6,000 a month, it is $1,143.60 in Georgia and $1,020.00 in Alabama. Georgia lowers support for every court-ordered day with the other parent, while Alabama changes its formula only for a court order of 50/50 custody. At low incomes the order can flip, because Alabama's self-support reserve and Georgia's low-income table cut in at different points.